Investments
When Should You Review Your SIP — and When Should You Leave It Alone?
A calm framework for deciding whether your SIP needs attention or just time.
A SIP does not need constant tampering. It needs a reasoned review rhythm.
You should review when goals change, cash flow changes, portfolio overlap becomes obvious, or risk tolerance shifts after a major life event.
You should not react to every market move. The right review question is not whether markets moved, but whether your plan assumptions changed.
A good annual review can be more powerful than emotional monthly changes.